Excel finance templates • Free AI tools • Instant download

Professional Excel financial templates for small businesses worldwide.

Plan cash flow, bookkeeping, payroll, inventory and fixed assets with downloadable Excel dashboards and free AI finance tools for Sri Lanka, Maldives, the Gulf, the United States, the UK and Europe.

13professional tools
Onceone-time payment
Nowinstant delivery
Macro-freeFormula-driven tools
ProtectedSafe input workflows
Print-readyProfessional A4 reports
SupportedIllustrated guidance

FREE FINPACK AI BUSINESS FINANCE DOCTOR

How healthy is your business financially?

Take a quick Finance Doctor assessment and discover your business's financial strengths, risks and priority actions—without uploading accounts or needing accounting knowledge.

✓ Financial Health Score✓ Profitability Assessment✓ Cash Flow Health✓ Debt & Repayment Risk✓ Receivables Analysis✓ Cost Structure Review✓ Financial Risk Detection✓ 90-Day Improvement Plan
SAMPLE DATA — FOR DEMONSTRATION ONLY
F

Finance DoctorBusiness financial health report

DEMO BUSINESSLKR
56/100
OVERALL STATUSNeeds Attention

Profitability and debt are healthy. Cash flow, collections and resilience need the next action.

Estimated operating profitLKR 250,00010.0% net margin
SIX-PART ASSESSMENTFinancial health by category
Formula-based scores

Profitability80/100

Healthy

Cash Flow & Liquidity36/100

High attention

Receivables35/100

High attention

Debt & Commitments82/100

Healthy

Resilience42/100

Needs attention

Financial Management48/100

Needs attention
Gross profitLKR 950,000Revenue less direct costs
Gross margin38.0%Healthy contribution
Cash runway0.4 monthsHigh attention
Receivables at riskLKR 420,00035% is 90+ days
!

TOP FINANCIAL RISKSWhat needs attention

Ranked
High

Receivables are taking too longLKR 420,000 is more than 90 days overdue.

High

Cash runway is very limitedAvailable cash covers only 0.4 months.

Medium

Customer concentration is highLargest customer represents 46% of revenue.

90-DAY IMPROVEMENT PLANFrom diagnosis to action
01

DAYS 1–30Stabilise collections

02

DAYS 31–60Improve cash visibility

03

DAYS 61–90Strengthen controls

Open the full sample report →

The FinPack catalogue

Excel financial tools for cash flow, bookkeeping, payroll and more.

Compare 13-week cash flow forecasting, small-business bookkeeping, Maldives payroll, inventory control and fixed-asset Excel templates. Review each workbook preview and complete your purchase securely through Gumroad.

Small Business Bookkeeping Dashboard – Finance & Cash Flow Tracker Excel template preview
AccountingNew
USD 24.99

Small Business Bookkeeping Dashboard

Record transactions, track income and expenses, reconcile accounts, and monitor profit, cash and tax from one clear small-business dashboard.

  • Income and expense tracking
  • Automatic tax, totals and monthly profit analysis
  • Cash and bank reconciliation
13-Week Cash Flow Forecast & Survival Planner Excel template preview
Business FinanceNew
USD 19.99

13-Week Cash Flow Planner

See cash shortages before they happen. Plan weekly receipts, supplier payments, payroll, taxes, loans, CAPEX and funding requirements across a clear rolling 13-week window.

  • Best, Base and Worst scenario analysis
  • Receivables and payables planners
  • Minimum-cash and financing warnings
Stock Dead Money Detector – Excel Inventory Risk Tool Excel template preview
Business FinanceQuick win
USD 9.99

Stock Dead Money Detector

Find the cash trapped in slow-moving, excess and dead inventory before it becomes a write-off. Turn stock data into clear reorder, discount and clearance decisions.

  • Automatic dead and slow-stock detection
  • Dead-money value and SKU risk scoring
  • Smart stop, discount, promote or clear actions
Maldives Fixed Asset Register with Depreciation & MIRA Capital Allowance Excel template preview
MaldivesMaldives
USD 49.99

Maldives Fixed Asset Register

Manage asset records, accounting depreciation and MIRA capital allowance in one professional Excel system designed for Maldives businesses and finance teams.

  • Automatic depreciation and MIRA capital allowance
  • Disposals, balancing allowances and charges
  • Month, YTD and full-year dashboard views
5 ATS-Friendly Resume Template Bundle Excel template preview
Personal & CareerBest value
USD 5.99

ATS Resume Template Bundle

Create a polished job application with five clean, ATS-friendly resume systems, each supplied with one-page, two-page, cover-letter and reference-sheet versions.

  • Five distinct professional resume designs
  • One-page and two-page versions
  • Matching cover letters and reference sheets
Personal Finance Dashboard Pro – Excel Template Excel template preview
Personal & Career
USD 14.99

Personal Finance Dashboard Pro

Plan monthly finances, record transactions and monitor budgets, savings, investments, debt, goals and net worth from one connected dashboard.

  • Monthly income, spending and budget tracking
  • Savings, investments and emergency funds
  • Financial goals and debt monitoring
Maldives Payroll & Work Permit System Excel template preview
MaldivesMaldives
USD 39.99

Maldives Payroll & Work Permit

Manage monthly payroll, employee records, MIRA EWT, Maldives Pension and work-permit monitoring through one connected Excel system.

  • Payroll for up to 50 employees
  • Twelve linked monthly payroll sheets
  • MVR and USD payroll with conversion
Maldives Payroll & Work Permit System – Complete Excel Payroll Solution Excel template preview
MaldivesNew version
USD 49.99

Complete Maldives Payroll & Work Permit System

Run full-year Maldives payroll for up to 100 employees, generate payslips, automate MIRA EWT and pension calculations, monitor work permits, and manage staff loans and salary advances in one protected Excel system.

  • Interactive payroll dashboard
  • Print-ready employee payslips
  • Automatic MIRA EWT and Maldives Pension calculations
Maldives Guesthouse Finance & Compliance Manager Excel template preview
MaldivesFlagship
USD 59.99

Maldives Guesthouse Manager

Bring reservations, occupancy, OTA commissions, taxes, compliance, cash flow and profitability together in one protected system built for Maldives guesthouses.

  • Track up to 1,000 reservations
  • Occupancy, ADR and RevPAR dashboard
  • OTA and channel profitability
All-in-One Service Business Management Hub – Excel Dashboard & Tracker Excel template preview
Business FinanceAll-in-one
USD 24.99

Service Business Management Hub

Run clients, leads, quotations, jobs, invoices, payments, expenses and management reporting from one connected Excel system—without expensive software.

  • Clients, leads and sales pipeline
  • Quotations, jobs and deadlines
  • Invoices, receipts and outstanding balances
CSE Portfolio Manager Excel template preview
Investing
USD 15.99

CSE Portfolio Manager

Manage Colombo Stock Exchange transactions, holdings, dividends and investment planning in one organised portfolio-management workbook.

  • Track up to 50 CSE counters
  • Record up to 1,000 buy and sell transactions
  • Automatic moving-average cost calculations
Fixed Assets Register Excel template preview
AccountingIFRS support
USD 49.99

Fixed Assets Register

Record fixed assets, calculate depreciation automatically and monitor carrying values through a professional management dashboard designed around key IAS 16 concepts.

  • Straight-line, diminishing balance and units-of-production
  • IAS 16 accounting support
  • Automatic disposal gain or loss
Maldives Payroll System – Excel Payroll & Payslip Generator Excel template preview
MaldivesMaldives
USD 29.99

Maldives Payroll System

Simplify full-year Maldives payroll for up to 50 employees, with MVR/USD salary processing, automatic MRPS and EWT, annual reporting and printable A4 payslips.

  • Twelve monthly payroll sheets
  • MVR and USD salary processing
  • Automatic MRPS and EWT calculations

Showing 13 of 13 products

Why FinPack Studio

Finance templates built to feel like business software.

Every FinPack Excel tool focuses on a real decision: forecast cash, control operations, manage payroll and compliance, understand performance or plan what comes next.

Find your tool
01

Clear input journeys

Highlighted entry cells and connected calculations reduce the risk of accidental changes.

02

Decision-focused dashboards

See the indicators, alerts and actions that matter without searching through raw data.

03

Professional presentation

Protected navigation, consistent branding and A4-ready reports make every tool easier to share.

04

Buy once and keep using it

No recurring software subscription. Product-specific licence terms are shown before purchase.

Questions before you buy?

Everything you need to get started.

Need product-specific help? Contact us before purchasing and we will guide you to the right tool.

What is FinPack Studio?

FinPack Studio creates professional Excel financial templates, dashboards and practical business tools for small-business owners, accountants, finance teams and investors. The catalogue covers cash flow, bookkeeping, payroll, inventory, fixed assets, compliance and personal finance.

Which Excel template is best for managing small-business cash flow?

The 13-Week Cash Flow Forecast & Survival Planner is designed for weekly cash planning, funding-gap alerts, receivables, payables, payroll, tax, loans and scenario analysis. The Small Business Bookkeeping Dashboard is better when you also need day-to-day transaction recording and monthly profit reporting.

Do you offer Excel payroll templates for Maldives businesses?

Yes. FinPack Studio offers Maldives payroll systems with MVR and USD processing, MIRA EWT, Maldives Pension, annual summaries and printable payslips. A separate payroll and work-permit system also includes employee and permit monitoring.

Is the Business Finance Doctor free?

Yes. The FinPack Business Finance Doctor is a free guided financial health check. It calculates an overall score, six category scores, key metrics, ranked risks and a practical 90-day improvement plan from the summary figures you enter.

What is FinPack AI Can I Afford It?

Can I Afford It? is a free business decision-support tool. It tests how hiring, buying equipment or a vehicle, taking a loan, opening a location, increasing salaries or increasing marketing spend could affect monthly profit, cash reserves and financial pressure.

Are FinPack AI financial calculations reliable?

Important financial figures and scores use coded formulas rather than invented AI numbers. Results depend on the figures and assumptions entered and should be used as decision-support guidance, not as a guarantee or a substitute for professional advice.

How do I receive a purchased template?

Gumroad processes the payment and provides immediate access to the downloadable files and purchase receipt after checkout.

Which software should I use?

Most FinPack finance products are designed for a recent desktop version of Microsoft Excel. The ATS Resume Bundle uses Microsoft Word. Check the individual product page before purchase.

Do the Excel products use macros?

The listed Excel products are designed as formula-driven, macro-free workbooks. Protection, navigation and dashboard features work best in Microsoft Excel desktop.

Can I use one purchase for multiple clients?

Standard purchases are generally intended for the purchaser or one business. Review the product-specific licence on Gumroad or contact FinPack Studio about multi-client use.

Can businesses outside Sri Lanka and Maldives use FinPack tools?

Yes. FinPack's general Excel templates and free multi-currency AI tools can support small businesses in the Gulf region, the United States, the UK, Europe and other markets. Country-specific tax, payroll and legal requirements should be checked locally unless a product page clearly states specialist jurisdiction support.

Where does checkout take place?

Every Buy button opens the matching FinPack Studio product on Gumroad, where payment, applicable taxes, receipts and secure file delivery are handled.

Ready to work with more clarity?

Choose the tool that moves your next decision forward.

Explore all 13 products
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